Money doesn’t stretch as far as it used to. This becomes painfully evident with every purchase made and every bill paid. Sometimes it seems that families’ incomes have disappeared before they actually arrive. As such, people find it difficult to switch between paychecks. Unforeseen expenses, expensive necessities, and other mattersRead More →

Unsplash Borrowing for a high-risk investment such as cryptocurrency should align with your risk tolerance and ability to repay debt if the market crashes. Katrina Shanks is the Managing Director of Financial Advice New Zealand. OPINION: Most of us have had personal loans – whether it’s car loans, mortgages, orRead More →

LordHenriVoton/Getty Images 41-year high inflation and soaring gasoline prices are wreaking havoc across the country. Now, a new survey shows American hourly workers are the hardest hit by these challenges, with 81% saying record high prices at the gas pump have had a negative effect on their ability to payRead More →

Spending on symbols of success is universal, but the definition of success varies in an increasingly multicultural America. Tweet that Access the latest research in The Conference Board Multicultural Consumer Survey series. To understand How ethnic identity is reflected in service purchases, the project surveyed 2,000 multicultural U.S. households toRead More →

⚡ Welcome to The weekly authoritythe Android Authority newsletter that breaks down the top Android and tech news of the week. 197th edition here, with this Pixel 7 prototype, Galaxy foldable specs, Final Fantasy 16 updates, and some good news for coffee drinkers. 🎉This week marked the Queen’s Platinum JubileeRead More →

First-time buyers hoping to use the ISA Purchase Assistance Program receive a warning that the program is about to close. The program, launched in 2013 with the aim of rejuvenating the housing market, offers an equity loan to buyers to enable them to buy a new property with a downRead More →

Fintechs and payday lenders are aggressively lending to gig economy workers even as banks and large non-bank financial corporations (NBFCs) become more conservative in the space. Fintech lenders saw demand for food and grocery delivery managers with various app-based platforms jump up to 40% in Q4FY22, industry executives said. HigherRead More →

The Consumer Financial Protection Bureau (CFPB), in conjunction with the New York Attorney General, has filed a proposed stipulated judgment in federal court to settle its case against an upstate debt collection company in New York. © Shutterstock The judgment would order all program participants to exit the debt collectionRead More →

High energy and food prices are particularly bad for people who live from payday to payday. In the UK, around 22% of adults have less than £100 in savings, according to a government-backed investigation. In the United States, about 20% of households say they could only cover their expenses forRead More →

Employees are increasingly able to access earned compensation on demand, between pay cycles, when their employees work with on-demand compensation providers (also known as Earned Wage Access , or EWA). Today, with inflation at one 40 years tallsoaring consumer prices accelerated the usefulness of the EWA, especially for hourly workers.Read More →

Lending apps are gradually replacing traditional loan agencies or credit unions. Today, traditional lending institutions struggle to keep up with the convenience and transparent processes of these apps. Moreover, these applications and online lenders accept applicants regardless of their credit history. However, identifying trustworthy installment loan applications can be difficult.Read More →

The inequality is clear: while only 1 in 19 white Americans has a credit score of 620 or less – a level considered high risk for most lenders — 1 in 5 black Americans does. The reasons for these disparities are complex, but they stem from discriminatory policies dating backRead More →

New York State is suing international money transfer company MoneyGram for multiple consumer rights violations. New York Attorney General Letitia James and the Consumer Financial Protection Bureau filed a lawsuit on behalf of residents today, Thursday, April 21, 2022. MoneyGram International, Inc. and MoneyGram Payment Systems, Inc. allegedly violated atRead More →

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Many people browse the internet every day to find “bad cash payday loans” to aid them with financial stress at the moment. “Payday loan” or “payday loan” was a term that was traditionally that was used to describe an unpaid loan that was due on the payday following. The idea thatRead More →

The tech sector held up relatively well against COVID-19 in the spring of 2020. The tech-heavy NASDAQ Composite Index is up 8% year-to-date, while the S&P 500, more wide, is trading down 3%. But there are still many deep discounts tech stocks on the table, and some of these discoveriesRead More →

The state pension increases every year under the triple locking mechanism. The way it works is that the payment increases each year according to the highest percentage of average wage growth (in Britain), the percentage of price growth in the UK as measured by the price index at consumption (CPI)Read More →